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扶贫小额信贷(破解贫困人口贷款难题的中国实践)(英文版)

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作者吴华

出版社当代世界出版社

ISBN9787509016053

出版时间2021-06

装帧平装

开本32开

定价138元

货号31188602

上书时间2024-06-30

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商品描述: 目录
Foreword
Chapter Ⅰ Loans for the Poor--A Worldwide Problem
  Ⅰ. 1 \\\\\\\\\\\\\\\" Four Lows\\\\\\\\\\\\\\\" of Poor Households
  Ⅰ. 2 \\\\\\\\\\\\\\\" Four Worries\\\\\\\\\\\\\\\" of Financial Institutions
  Ⅰ. 3 \\\\\\\\\\\\\\\" Four Difficulties\\\\\\\\\\\\\\\" of Government Departments
Chapter Ⅱ Innovation of Poverty Alleviation Microcredit Products
  Ⅱ. 1 Policy Design
  Ⅱ. 2 Implementation
  Ⅱ. 3 Preliminary Achievement
Chapter Ⅲ Solve the Problem of \\\\\\\\\\\\\\\"Obtaining the Loans
  Ⅲ. 1 Removing Threshold by Government Credit Enhancement
  Ⅲ. 2 Setting the Loan Limit by Credit Rating
  Ⅲ. 3 Improving Service by Departments Collaboration
Chapter Ⅳ Solve the Problem of \\\\\\\\\\\\\\\"Making Good Use
  Ⅳ. 1 Defining the Purpose of the Loan
  Ⅳ. 2 Standardizing the Usage of the Loan
  Ⅳ. 3 Improving the Use Efficiency of the Loan
Chapter Ⅴ Solve the Problem of \\\\\\\\\\\\\\\"Repaying
  Ⅴ. 1 Based on Regulation and Monitoring
  Ⅴ. 2 Sticking to \\\\\\\\\\\\\\\"Prevention First
  Ⅴ. 3 Valuing Classified Handling
Chapter Ⅵ Typical Cases
  Ⅵ. 1 Poverty Alleviation Microcredit Case of Anhui Province
  Ⅵ. 2 Poverty Alleviation Microcredit Case of Yanchi County
  Ⅵ. 3 Poverty Alleviation Microcredit Case of Baogou Village
Chapter Ⅶ Innovation of Financial Poverty Alleviation System with Chinese Characteristics
  Ⅶ. 1 Innovation of Financial Poverty Alleviation System
  Ⅶ. 2 Innovation Highlighting Advantages of Chinese Characteristics
  Ⅶ. 3 Consolidating and Deepening the Achievements of Institutional Innovation
Appendix Operational Guidelines for Poverty Alleviation Microcredit
Postscript
Afterword

内容摘要
该书以破解贫困农户贷款难为靶向，创新提出扶贫小额信贷的顶层设计和制度安排；以助力打赢脱贫攻坚战为背景，深度阐述扶贫小额信贷政策的创新过程、政策要点、实施情况和主要成效；以贫困农户贷款、用款、还款全流程为主线，详细分析扶贫小额信贷如何去除贷款门槛、
提高资金使用效益和加强风险防控，确保贫困农户“贷得到”“用得好”“还得上”；以金融扶贫制度创新为理论升华，全面总结扶贫小额信贷实践孕育的理论价值。

精彩内容
Facedwiththeworldwidedifficultyofloansforpoorpeople,GeneralSecretaryXiJinpingputforwardtodoagoodjobinfinancialpovertyalleviation.WiththesupportoftheChinaBankingandInsuranceRegulatoryCommission,theMinistryofFinanceandthePeople''sBankofChina,theStateCouncilLeadingGroupOfficeofPovertyAlleviationandDevelopmenthascarriedoutscientifictop-leveldesign,adheredtotheprincipleof\\\\\\\\\\\\\\\"orientation,precision,preferentialtreatmentandinnovation\\\\\\\\\\\\\\\",promotedthestructuralreformofthefinancialsupplyside,andinnovatedpolicies,productsandservices.Preferentialfinancialcreditloanswith\\\\\\\\\\\\\\\"lessthan50,000yuan,withinthreeyears,freeofguaranteeandmortgage,benchmarkinterestratelending,discountinterestbypovertyalleviationfunds,andriskcompensationfundbycounty\\\\\\\\\\\\\\\"arecustomizedfortheregisteredpoorpeople.Thoughverysmall,thewaterdropsfinallyfillthebigcontainer.Throughmorethanfiveyearsofdevelopment,povertyalleviationmicrocredithasachievedfourresults.First,ithelpsthepoorsolvetheproblemof\\\\\\\\\\\\\\\"obtainingloans\\\\\\\\\\\\\\\".Inthepast,poorhouseholdslackedproperty,collateralandguarantee,anditwasdifficulttoobtainloansevenwhenthereweregoodindustrialprojects.Theadoptionofpovertyalleviationmicrocreditpolicyhasremovedtheloanthresholdandreducedtheloancost,whichgreatlyimprovedtheavailabilityandconvenienceforpoverty-strickenhouseholdstoobtainloans.Second,itachievesthedualeffectsofdevelopingindustryandincreasingincome.Povertyalleviationmicrocreditstrictlystipulatesthepurposeofloans.Onlyfordevelopingindustriescanpoorhouseholdsobtainpreferentialloans.Thisnotonlysupportsthepoorhouseholdstooperateindustries,but

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扶贫小额信贷(破解贫困人口贷款难题的中国实践)(英文版)

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