现货Insurance and Behavioral Economics[9780521845724]

738 九五品

仅1件

上海宝山

认证卖家担保交易快速发货售后保障

作者Kunreuther, Howard C ; Pauly, Mark V ; McMorrow, Stacey

出版社Cambridge University Press

ISBN9780521845724

出版时间2013-01

装帧精装

纸张其他

页数336页

正文语种英语

上书时间2023-04-18

已实名已认证进店收藏店铺

商品描述: Insurance is an extraordinarily useful tool to manage risk. When it works as intended, it provides financial protection to individuals and a profitable business model for insurance firms and their investors. But it is broadly misunderstood by consumers, regulators, and insurance executives. This book looks at the behavior of individuals at risk, insurance industry decision makers, and policy makers at the local, state, and federal level involved in the selling, buying, and regulating of insurance. It compares their actions to those predicted by benchmark models of choice derived from classical economic theory. When actual choices stray from predictions, the behavior is considered to be anomalous. With considerable sums of money at stake, both in consumer premiums and insurance company payouts, it is important to understand the reasons for anomalous behavior. Howard Kunreuther, Mark Pauly, and Stacey McMorrow examine these anomalies through the lens of behavioral economics, wh

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