There s Nothing Micro about a Billion Women 十亿女性无微不至 英文原版
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￥ 186 7.4折 ￥ 253 九五品
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广东广州
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作者Mary E Iskenderian
出版社MIT Press
ISBN9780262046442
出版时间2022-04
印刷时间2022-04
印数1千册
装帧精装
纸张轻型纸
页数200页
字数1千字
定价253元
上书时间2024-11-10
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基本信息
Format Hardback | 200 pages
Dimensions 152 x 229 x 25.4mm | 476.27g
Publication date 19 Apr 2022
Publisher MIT Press Ltd
Imprint MIT Press
Language English
ISBN10 026204644X
ISBN13 9780262046442
页面参数仅供参考，具体以实物为准
书籍简介
为什么赋予妇女权力和促进可持续、包容性经济增长需要的不仅仅是小额贷款。
近10亿妇女被完全排除在正规金融体系之外。她们甚至没有自己名下的银行账户，缺乏我们大多数人认为理所当然的基本服务——储蓄、支付账单和获得信贷的安全途径。被排斥在正规金融体系之外意味着他们是经济的局外人，无法从经济增长中受益，也无法为经济增长作出贡献。小额信贷被誉为发展中国家妇女的经济生命线——但是，正如玛丽-艾伦·伊斯肯德里安在本书中所展示的那样，要赋予妇女权力并促进可持续、包容性的经济增长，需要的不仅仅是小额贷款。
Iskenderian领导着一家致力于为妇女提供金融系统服务的非营利组织，她认为，银行业不应该把这10亿“无银行账户”的妇女看作是慈善案例，而应该看作是一个商业机会：一个由小企业主、户主以及金融产品和服务的购买者组成的利润丰厚的新市场。Iskenderian展示了金融包容性如何能够改变发展中国家妇女的生活，除其他外，她描述了妇女依赖的非正式放债人和储蓄俱乐部，随着移动电话成为银行业务的一种手段，对金融和数字知识（和访问）的需求，以及妇女财产权的重要性。她接着介绍了金融包容性的商业案例，探讨了金融机构为帮助妇女积累财富、获得资本和管理风险而进行调整的方式。银行可以做正确的事情——并在这样做的同时赚钱--而我们所有人都可以受益。
Why it takes more than microloans to empower women and promote sustainable, inclusive economic growth.
Nearly one billion women have been completely excluded from the formal financial system. Without even a bank account in their own names, they lack the basic services that most of us take for granted--secure ways to save money, pay bills, and get credit. Exclusion from the formal financial system means they are economic outsiders, unable to benefit from, or contribute to, economic growth. Microfinance has been hailed as an economic lifeline for women in developing countries--but, as Mary Ellen Iskenderian shows in this book, it takes more than microloans to empower women and promote sustainable, inclusive economic growth.
Iskenderian, who leads a nonprofit that works to give women access to the financial system, argues that the banking industry should view these one billion "unbanked" women not as charity cases but as a business opportunity: a lucrative new market of small business owners, heads of households, and purchasers of financial products and services. Iskenderian shows how financial inclusion can be transformative for the lives of women in developing countries, describing, among other things, the informal moneylenders and savings clubs that women have relied on, the need for both financial and digital literacy (and access) as mobile phones become a means of banking, and the importance of women's property rights. She goes on to make the business case for financial inclusion, exploring the ways that financial institutions are adapting to help women build wealth, access capital, and manage risks. Banks can do the right thing--and make money while doing so--and all of us can benefit.
作者简介
玛丽·埃伦·伊斯肯德安是妇女世界银行的总裁兼首席执行官，该机构是一家致力于让更多低收入妇女获得金融工具和资源的全球性非营利组织。
Mary Ellen Iskenderian is President and CEO of Women's World Banking, a global nonprofit devoted to giving more low-income women access to financial tools and resources.
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